Loan Wonder Woman specializes in 3 assistance programs offered through the State of California. Two of the three programs DO NOT require you be a first time home buyer!
I will determine your eligibility for the State assistance programs. If you qualify for all three, I will present all three. Some lenders will not inform you about all your options regarding these programs (because their company does not offer them or the loan officer does not understand them).
Each assistance program has it’s own unique set of guidelines, you may have more buying power with 1 program vs the other 2 programs, or you may have more out of pocket with one program vs the other.
There are many MYTHS regarding assistance programs:
MYTH #1 – ASSISTANCE PROGRAMS TAKE LONGER TO CLOSE!
MYTH BUSTER: I am closing assistance loans in as little as 15 days, with the average of 21 days. Just as quick as any other traditional loan. Loan Wonder Woman is an EXPERT as closing assistance loans with a quickness. This is HUGE in a competitive market.
MYTH #2 – YOU WILL NEVER GET AN OFFER ACCEPTED USING ASSISTANCE!
MYTH BUSTER: While this may be true for inexperienced loan officers. My team of agents and I are experienced in getting these offers accepted. Feel free to look through my Facebook for recent DPA closings.
MYTH #3 – YOU DO NOT QUALIFY!
MYTH BUSTER: This one right here makes me very upset. If you meet the income and credit score guidelines, there is NO reason why you do not qualify for assistance. That being said, your buying power may be lower than coming in with all your own funds. It really chaps my hide when other lenders flat out lie to clients; stating they do not qualify – just because they do not want to deal with an assistance program or they are uneducated on these programs.
Call me, let’s compare all of your homebuyer assistance options.
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